I know I can’t just keep paying the minimum payments and get any closer to being debt-free. Also, when you have 18 accounts to keep up with, it’s very stressing. I work a rotating shift (some days, some nights) and sleep is very important to making it through those night shifts. Lately, [...]
In a previous article, The Effects of a Missed Payment, I wrote about my attempt to convince my credit card company to forgive my missed payment and lower my interest rate back to the 5.99% I was paying before. They said I would receive a letter with the decision once they had reviewed my account.
I [...]
A few weeks ago, I tried putting some things on Half.com to see if they would sell. Half.com is owned by Ebay, but you don’t have to pay a listing fee on Half.com and the items stay listed until they sell or you remove them. As a trial, I placed two books and one compact [...]
In the article The Red Camera That Put me In The Red, I told how my mistake with my checking account led to numerous overdraft fees and one of my credit card payments being rejected by the bank. This wasn’t just any credit card either.
This was a card I had paid off once before and [...]
We’ve all heard the expression about the straw that broke the camels back. Obviously, a piece of straw is very light, but if you keep piling straw onto a camel, it will eventually be more than he can carry.
I can pinpoint the event that really gave me my wake up call and sent me into [...]
