Tales from Christmas Shopping

Another Christmas has come and gone and for the first time in years I didn’t purchase most of my items on credit!
I did use the Discover offer that I recieved and wrote about previously.  That offer said if I spent $200 at the mall, I could show their customer service desk my receipts and get [...]

Shopping at CVS/pharmacy

I’ve read a lot of money-saving blogs about the great deals that can be found at the CVS stores.  We have one in our town, but I only shop there when I’m in a hurry as I pass it when going to or from work.
I was feeling pretty bad a couple weeks ago with cold [...]

My Debt Snowball

(Revised 1/18/09)
This is my second attempt at the debt snowball.  After posting the first one, I realized I left off a couple accounts by accident and I left the car loan off deliberately, since I was originally only going to focus on credit card debt.  I also left off my wife’s medical bill and my [...]

Discover Card Offer at the Mall

I received a card in the mail saying that our local mall was participating in an offer from Discover card.  The offer says that if I spend $200 at the mall with my Discover card and take all the receipts to the customer service office, they will give me a $20 Discover gift card.  That’s [...]

Refinance Complete- Paying Off the Credit Cards

The checks to pay off most of my credit cards arrived from my refinance company.  They were made out in the amount I owed at the time they ran my credit report when I first applied for the loan.   Since I had made payments on the accounts since then (and made a couple charges [...]

Citibank - Earn back up to 20% of Finance Charges

I got an offer in the mail today from Citibank that says I can earn back some of my finance charges.  I called and signed up for the offer, which is called the Citi Payment Partner Program.  Now all I have to do is pay the minimum payment on time for 8 consecutive months and [...]