My Goal: Generate Extra Cash in April

One of the blogs I follow regularly is SavingAdvice.com and last week I read a great article by Jennifer Derrick titled “102 Ways To Generate Extra Cash“.  After reading through the list, I was inspired to try several.  I have decided that I will begin on April 1st and track how much extra cash I [...]

Version 3 of My Debt Snowball

It’s been two months since my last revision of the debt snowball and I’ve decided to update it.
Here is a spreadsheet showing the current status:

When you add all my minimum payments they add up to $984.  I have made it my new goal to pay $1000 per month toward debts (other than the Auto Loan) [...]

Two Credit Card Accounts Closed and Shredded!

Those who have been following this blog know that a few weeks ago I began looking for a card that offered a year of 0% interest on balance transfers.  I applied for two cards and was rejected both times.  I did finally get the offer I wanted from I card I already owned and moved [...]

Free Financial Book Download

I clicked over to Blogging Away Debt and read that there is a free download of Jean Chatzky’s Book titled, The Difference. It’s only for a limited time Friday and Saturday on the Oprah.Com website.
On Blogging Away Debt, Tricia writes that what she has read about the book reminds her of the book The [...]

Getting Ahead of the Bills

It’s March 12th and, other than my wife’s cell phone bill, all our bills for March have been paid.  I get paid tomorrow and there isn’t anything that *MUST* be paid in the next week.  It’s been a long time since I could say that!
I’ve already submitted a payment for the first bill due in [...]

Tales From The Debt Side: Tax Refunds

(This was a story emailed in by a reader of the blog.  He has elected to remain anonymous.)
One of my worst money handling mistakes involves my tax refund.  I’ve always liked getting a big refund, so at work, I claim on my W4 that I am single with no dependents, so they take a lot [...]