A Tale From The Debt Side

Something I have never mentioned on this blog that I might as well write about is the $25000 loan I took out of my 401k almost two years ago.
I consider it one of my dumbest moves ever!  Maybe I did need the money at the time, but it didn’t do me any good, because:

I can’t [...]

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I started another spreadsheet to track my electricity usage.  My electric company had the last three years worth of bills on their web site, so I was able to compile a lot of past data to compare our current (no pun intended) usage against.  I just recently installed a programmable thermostat and my February bill [...]