Two Credit Card Accounts Closed and Shredded!

Those who have been following this blog know that a few weeks ago I began looking for a card that offered a year of 0% interest on balance transfers.  I applied for two cards and was rejected both times.  I did finally get the offer I wanted from I card I already owned and moved [...]

Getting Ahead of the Bills

It’s March 12th and, other than my wife’s cell phone bill, all our bills for March have been paid.  I get paid tomorrow and there isn’t anything that *MUST* be paid in the next week.  It’s been a long time since I could say that!
I’ve already submitted a payment for the first bill due in [...]

A Tale From The Debt Side

Something I have never mentioned on this blog that I might as well write about is the $25000 loan I took out of my 401k almost two years ago.
I consider it one of my dumbest moves ever!  Maybe I did need the money at the time, but it didn’t do me any good, because:

I can’t [...]

Random Comments

I started another spreadsheet to track my electricity usage.  My electric company had the last three years worth of bills on their web site, so I was able to compile a lot of past data to compare our current (no pun intended) usage against.  I just recently installed a programmable thermostat and my February bill [...]

Filing Taxes Online

I started filing my taxes online in the year 2000 and have used the Turbotax web site every year to submit them.  Their service worked very well, so when I started receiving my tax-related paperwork (W2 forms, 1098 forms), I went to the TurboTax site and started entering the information.
Because I had refinanced my home [...]

Updating My Debt Reduction Journey

The application I turned in to Discover Card to try to get their card with the 0% balance transfers for 12 months and 5% cash back on gas purchases was denied.  They said it was because I already had a card with them.  I know Chase doesn’t mind that.  I have taken out 3 cards [...]