Discover Card Offer at the Mall

I received a card in the mail saying that our local mall was participating in an offer from Discover card.  The offer says that if I spend $200 at the mall with my Discover card and take all the receipts to the customer service office, they will give me a $20 Discover gift card.  That’s [...]

Citibank - Earn back up to 20% of Finance Charges

I got an offer in the mail today from Citibank that says I can earn back some of my finance charges.  I called and signed up for the offer, which is called the Citi Payment Partner Program.  Now all I have to do is pay the minimum payment on time for 8 consecutive months and [...]

Lowering My Bills: Trying to Save Money

I know I can’t just keep paying the minimum payments and get any closer to being debt-free. Also, when you have 18 accounts to keep up with, it’s very stressing. I work a rotating shift (some days, some nights) and sleep is very important to making it through those night shifts. Lately, [...]