I Missed a Payment!

That Dave Ramsey guy I like to watch on TV often tells people they have to have “gazelle intensity” to get out of debt.  Well since November, I think I have been as focused as a gazelle running from a cheetah.  I schedule my online payments very early (usually) and I keep a spreadsheet showing [...]

Updating My Debt Reduction Journey

The application I turned in to Discover Card to try to get their card with the 0% balance transfers for 12 months and 5% cash back on gas purchases was denied.  They said it was because I already had a card with them.  I know Chase doesn’t mind that.  I have taken out 3 cards [...]

Broken Video Games!

It looks like I’ll have an unexpected expense to pay soon.
My daughter’s Playstation 3 video game console seems to have died!  I think it came with a one year warranty and as a 2007 Christmas present, it’s 13 months old, so if we can get it fixed I’m sure I’ll have to pay for it.  [...]

Inauguration Day

Today in the United States, we inaugurated our 44th President Barack Obama.  It was a special day for me, for my own personal reason.
He was elected on November 4th, 2008- the same day I decided it was time to really get serious about getting rid of my debt.
I was behind on payments and getting phone [...]

My First Setback (Or is it?)

I got paid last Friday, like I do every Friday.  It was my first full check in the last three weeks due to holiday slowdowns at work. Well, it was close to a full check, I think I had 38 hours.
I was doing some figuring once I saw the check stub at work and realized [...]