Version 3 of My Debt Snowball

It’s been two months since my last revision of the debt snowball and I’ve decided to update it.
Here is a spreadsheet showing the current status:

When you add all my minimum payments they add up to $984.  I have made it my new goal to pay $1000 per month toward debts (other than the Auto Loan) [...]

Two Credit Card Accounts Closed and Shredded!

Those who have been following this blog know that a few weeks ago I began looking for a card that offered a year of 0% interest on balance transfers.  I applied for two cards and was rejected both times.  I did finally get the offer I wanted from I card I already owned and moved [...]

My First Setback (Or is it?)

I got paid last Friday, like I do every Friday.  It was my first full check in the last three weeks due to holiday slowdowns at work. Well, it was close to a full check, I think I had 38 hours.
I was doing some figuring once I saw the check stub at work and realized [...]

Citibank - Earn back up to 20% of Finance Charges

I got an offer in the mail today from Citibank that says I can earn back some of my finance charges.  I called and signed up for the offer, which is called the Citi Payment Partner Program.  Now all I have to do is pay the minimum payment on time for 8 consecutive months and [...]

The Effects Of The Missed Payment

In the article The Red Camera That Put me In The Red, I told how my mistake with my checking account led to numerous overdraft fees and one of my credit card payments being rejected by the bank.  This wasn’t just any credit card either.
This was a card I had paid off once before and [...]