ABC Television will air a special titled UN-BROKE: What You Need to Know About Money. They bill it as “an unconventional look at the fundamentals of everyday finance with all the facts about credit cards, mortgages, stocks and bonds, investing and 401(k)’s, in a fresh new format combining information and humor.”
The one-hour special airs FRIDAY, [...]
When I started this spreadsheet in January the minimums added up to $3920 (If I went back to November it would’ve been worse, but I don’t have complete records of that). Last month the minimums added up to $3177. That’s a difference of $743 per month. When I was trying to pay $3920, I was coming up short and having to go further in debt to pay for other needs like food and gas. There was also a lot of borrowing from one account to pay another. Needless to say there wasn’t anything extra to pay down the debts. That $743 dollar difference makes it a lot easier to pay cash for everything and apply extra payments toward debt.
I’ve been hoping to move some high interest balances to an account with a 0% interest rate for a while now and the chance finally came.
I had one of my credit cards paid down to about $150 dollars and I submitted the payment to pay it off via their web site. I was about to [...]
The application I turned in to Discover Card to try to get their card with the 0% balance transfers for 12 months and 5% cash back on gas purchases was denied. They said it was because I already had a card with them. I know Chase doesn’t mind that. I have taken out 3 cards [...]
I was talking to a co-worker who told me he had ordered a new notebook computer. While we were discussing it, he said he ordered the top of the line model. “I just had them upgrade everything, ” he said.
“What did that cost you?” someone asked.
“A lot, ” he replied. “But I was putting it [...]
When I refinanced my home, I paid off several credit cards with the deal. 3 of these cards were all issued by one bank. Now that they are paid off (or mostly paid off), I got 3 letters in the mail today from this bank. They all stated the same information telling me they were [...]
