Today I received a letter from a credit card company informing me that my Annual Percentage Rate would increase from 16.24% to 27.99% unless I reject the increase. By rejecting the increase, I will be unable to use this card anymore. If I do use the card again, the rate increase will go into effect then.
I clicked over to Blogging Away Debt and read that there is a free download of Jean Chatzky’s Book titled, The Difference. It’s only for a limited time Friday and Saturday on the Oprah.Com website.
On Blogging Away Debt, Tricia writes that what she has read about the book reminds her of the book The [...]
Something I have never mentioned on this blog that I might as well write about is the $25000 loan I took out of my 401k almost two years ago.
I consider it one of my dumbest moves ever! Maybe I did need the money at the time, but it didn’t do me any good, because:
I can’t [...]
I started another spreadsheet to track my electricity usage. My electric company had the last three years worth of bills on their web site, so I was able to compile a lot of past data to compare our current (no pun intended) usage against. I just recently installed a programmable thermostat and my February bill [...]
I was talking to a co-worker who told me he had ordered a new notebook computer. While we were discussing it, he said he ordered the top of the line model. “I just had them upgrade everything, ” he said.
“What did that cost you?” someone asked.
“A lot, ” he replied. “But I was putting it [...]
Now that I have gotten very serious about debt reduction, I am constantly making or updating Excel spreadsheets. I have one that shows every bill for the month sorted by the due date. I have the columns labeled: Date, Who Owed, Amount Due, Amount Left To Pay, Comments, and then the dates of the 4 [...]
