It’s March 12th and, other than my wife’s cell phone bill, all our bills for March have been paid. I get paid tomorrow and there isn’t anything that *MUST* be paid in the next week. It’s been a long time since I could say that!
I’ve already submitted a payment for the first bill due in [...]
Now that I have gotten very serious about debt reduction, I am constantly making or updating Excel spreadsheets. I have one that shows every bill for the month sorted by the due date. I have the columns labeled: Date, Who Owed, Amount Due, Amount Left To Pay, Comments, and then the dates of the 4 [...]
Today, I received a $100 check from the company I work for. Well, it was actually $61.40 after they took all the taxes out of it.
This check was a reward for one year of service without having an accident. It’s not that difficult for me to work without an accident, since I have an office [...]
I’ve had my debt snowball in place and have been anxious to put the plan in action, but haven’t had extra money to put toward the debt, due to having work hours cut around the holidays and a huge electric bill.
Well, thanks to a day of overtime at work and selling some stuff on Ebay, [...]
(Revised 1/18/09)
This is my second attempt at the debt snowball. After posting the first one, I realized I left off a couple accounts by accident and I left the car loan off deliberately, since I was originally only going to focus on credit card debt. I also left off my wife’s medical bill and my [...]
The checks to pay off most of my credit cards arrived from my refinance company. They were made out in the amount I owed at the time they ran my credit report when I first applied for the loan. Since I had made payments on the accounts since then (and made a couple charges [...]
