Another Busy Week…. A Recap

Well, this has been a busy week and I’ve had very little time to blog about any of it. Here are some of the things that have been going on.

Worked the usual 40 hour week. Would love to have a few extra hours to get more money to throw at the debt, but when you [...]

Credit Score Update

I have a card through Washington Mutual (was called Providian went I got it, now it’s owned by Chase) that lets me see my FICO credit score each month on their web site.  I also signed up to receive an email update if the score ever changed by more than 20 points in a month.  [...]

My Debt Snowball

(Revised 1/18/09)
This is my second attempt at the debt snowball.  After posting the first one, I realized I left off a couple accounts by accident and I left the car loan off deliberately, since I was originally only going to focus on credit card debt.  I also left off my wife’s medical bill and my [...]

Refinance Complete- Paying Off the Credit Cards

The checks to pay off most of my credit cards arrived from my refinance company.  They were made out in the amount I owed at the time they ran my credit report when I first applied for the loan.   Since I had made payments on the accounts since then (and made a couple charges [...]

Refinancing My Mortgage - Part Two

“Have you ever been late on your mortgage payment?” That was one of the first questions I was aked when I talked to the loan consultant about my refinance.
This conversation took place in early November and I still had not paid my October 15th payment.  I had seen a copy of my credit report before [...]